An online cash loan is a small, short-term loan that is deposited directly into your bank account. Cash loans are also known as cash advance loans, payday cash loans, or even just payday loans.

A helping hand with short-term credit needs

Payday loans are short-term loans used when you need extra cash now and are able to repay it on payday. They, therefore, serve people who have a temporary need for credit and want an instant solution to gain access to some quick cash to solve their month end money needs.

If you have an emergency expense to pay and can’t cover it with what’s left of last month’s salary, but will be able to once you’re next paid, then quick cash loans could help solve your short-term credit problem.

To be eligible for payday cash loans you need to be over 18 years of age, a UK resident, employed full time, earning £750 a month or more after tax, and have a debit card for the account your wages are paid into.

Easy application and Fast Loan Payout

At Payday Express we provide instant payday loans to get you your cash loan fast. Our application form is short and simple and you can receive an approval decision within a few minutes while applying online. Once approved you can then submit an e-signature on the Electronic Credit Agreement. We transfer funds every 45 minutes 7 days a week and most customers will get their money transferred within 45 minutes of completing the application, subject to status, or at least the same working day.

Cash when you need it

So, if you have run low on cash before your payday, or, if you have something you need money for now and payday is too far away, then online cash loans may offer the right solution to your short term credit need by topping up your bank account with the cash you need instantly.