Christmas is one of those times when your salary can get stretched to the limit
with all the additional spending and the result can be a serious drain on your finances.
It is always important not to spend beyond your means, and not to look for Christmas
loans if you can cut back on your spending and get through the festive period without
taking on credit. However, if you can’t cut back your spending any further and need
some help meeting your usual monthly expenses along with the additional spending,
then a payday advance could be the solution
you’re after.
Short Term Credit
Payday advances do just what they say on the tin; they work like a sub on your wages,
getting you some extra cash at the time you need it, to be repaid on payday. They
are, therefore, useful at times when you have a temporary cash flow issue, such
as during the holiday season when you want to get ahead with your Christmas shopping
and plans rather than waiting until payday, or when your finances have been stretched
a little too far and you need some extra cash to bridge the gap until payday.
A new customer can take out a Christmas Loan valued £80 - £400 with Payday Express. We charge 29% interest on top of the amount borrowed, with no administration fees. Once you’ve had a pay day loan with us you’ll be an existing Payday Express customer and then, after establishing a payment record, you may be eligible for a credit limit increase up to £800, depending on your income.
Representative Example
If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.
Christmas Cash in a Flash
At Payday Express we help customers all over the UK organise Christmas loans as
quickly and easily as possible, so they don’t need to spend the festive season fretting
about cash flow and filling in lengthy credit applications and can relax and have
a good time with their friends and family instead.
You can apply online in minutes, receive an instant Xmas loan approval decision
and then get your cash transferred within 45 minutes of your application.
(In some cases we may be required to carry out additional verification, which
we will do Monday to Friday 08:00 to 19:00 and 09:00 to 13:00 on Saturdays and you
will still get your money the same day if you applied before 17:00 on a working day,
otherwise it will be transferred the following working morning.)
When Christmas comes around, you don’t want lack of money to prevent it from being
merry. For an instant solution to Christmas cash
flow problems get a same day payday loan
for some hassle-free help with paying for those perfect presents.
Apply online now by filling in the form starting at the top right of this page.