If your fridge breaks and you don’t have enough money to get it repaired or replaced but will afford to do so come pay day, then a pay day loan offers you a means of bringing payday forward so you can get the extra cash you need now.

Pay day loans are ideal for life’s little emergencies, where we need a relatively small sum of extra cash fast to help cover expenses when we don’t have enough money to pay for them now but would be able to on payday.

Because our loans are suited to little emergencies, where the need for cash is immediate, we have designed our pay day loan process to be as fast and as easy as possible.

Fast online application

We know that if you have an emergency expense to pay, such as car repair bills to get the car you need to get to and from work back on the road, you want fast cash now. So our online application only takes a few minutes.

Whereas previously you would need to fax or post documents to the payday loan lender to manually approve your application, we offer no faxing payday loans and instead carry out a quick credit and identity verification check within seconds during your online application. As such, you can receive an instant loan approval decision, rather than having to wait hours or days for a decision.

Once you’re approved you will then be given an Electronic Credit Agreement, which you can sign online by submitting your name and the current date. We provide same day payday loans, and in the majority of cases transfer funds within 45 minutes.

However, subject to status, we may need to verify certain details, in which case we would contact you between 08:00 to 19:00 Monday to Friday or 09:00 to 13:00 on Saturdays and your funds would be transferred after successfully verifying these details. In these instances, if you submitted your agreement before 17:00 on a working day, you should receive your money the same day, and if you completed your pay day loan application after 17:00, or on a non-working day, you should receive your money by the next working morning, so you still won’t have to wait long for your cash.

Cash in a Flash

The fast cash loan will be transferred directly into your bank account and will then be available for you to instantly pay off expenses and get through to pay day, at which point you can repay the money once your bank account has been topped back up with your wages.

Representative Loan Example

If you borrowed £80 for 28 days you would repay £100, with an interest rate of 25.0% fixed. 1737.2% APR representative. All loans are subject to status and affordability. Customers must be over 18.

Getting a fast payday loan has never been easier!

At Payday Express we offer a quick way to get your hands on extra cash today. Avoid lengthy loan applications – apply online now to get a decision in minutes and same day cash. Get a fast loan the express way!

  Easy application        Quick approval decision        Fast loan payout

Back to FAQs