Instant loans, also known as instant personal loans or instant payday loans are small, short-term cash loans that are paid directly into your bank account. They are also referred to as instant decision loans, because they provide you with an instant approval decision online.

Easy application with fast approval decisions

The internet has helped to make payday advance loans instant loans. In the past you’d need to fax the payday loans lender a raft of documents and they would use these to manually approve your loan, which was far from instant. However, you can now apply for payday loans online, with no faxing required. This takes a few minutes and, with the help of a quick credit and identity check, you can receive an instant approval decision. If approved, you can then even sign your Credit Agreement online by simply submitting your e-signature and the current date.

We carry out fund transfers every 45 minutes 7 days a week and most of our customers will get their money within an hour of applying. (In some cases we may need to contact customers to verify certain details, which we’d do Monday to Friday 8am to 7pm or Saturday 9am to 1pm, and those approved before 17:00 on a working day can still get their instant cash advance paid out the same day, otherwise it will be transferred the next working morning.)

Instant money when you need it

Instant loans are most useful when you need some extra cash now and payday is too far away. Most often if we’re facing an emergency expense, such as having to pay for car or boiler repairs, we need to get this paid immediately to get our car back on the road or boiler working for winter. In such cases we may easily be able to afford the payments on payday, but just can’t wait for payday to roll around.

Instant loans can offer a good solution to this problem because they act like a cash advance, getting you the cash you need right away to be repaid on payday, when cash flow is no longer an issue.

Representative Loan Example

If you borrowed £80 for 28 days you would repay £100, with an interest rate of 25.0% fixed. 1737.2% APR representative. All loans are subject to status and affordability. Customers must be over 18.

So if you need cash now, and can afford to repay the loan on payday, apply here for an instant cash loan.