When the payday loans service was first developed, all customers were required to provide various documents to prove their identity, address and employment, along with bank statements showing all transactions and their last two months wage payments. Approval for a payday loan was then based on the information contained in these documents. Once the payday loan was approved, you would then be sent a Credit Agreement which you would need to print, sign and fax back to the lender. This process of faxing documents back and forth was tedious to say the least.

Online applications couldn’t be quicker and easier

At Payday Express we are committed to making the payday loan application process as quick and easy as possible. So we offer no fax payday loans.

Faxless payday loans are cash advance loans that can be approved online, without your having to fax documents before receiving your approval decision.

Instead of basing our approval on information gained from your documents, we carry out a quick credit check. You just need to fill in our simple no fax online application and the details you provide will be submitted for the credit check. This only takes a few seconds, and you will then be given an instant approval decision.

Improve your credit rating with no fax payday loans

If you take out one of our no faxing payday loans and repay it on time we will report this to the Credit Reference Agency we use and will do so for each loan you take out. In this way you could rebuild and improve your credit rating.

Of course, if you don't repay the loan on your payday, and fail to contact us beforehand, we will also report this to the Credit Reference Agency, which could in turn have a negative impact on your credit rating. However, we recommend that you don't apply for no faxing payday loans in the first place if you think you will not be able to meet the repayments.

How Much you can Borrow and what you Pay Back

As a new customer you can borrow £80-£400 with your first payday loan and you may then be eligible for an increase up to £800, subject to earnings, once you have established a payment record with us.

Representative Loan Example

If you borrowed £80 for 28 days you would repay £100, with an interest rate of 25.0% fixed. 1737.2% APR representative. All loans are subject to status and affordability. Customers must be over 18.

The Option to Defer

We understand that you may come to the end of the month and decide that you need another month to get your finances fully back on track and so will allow you to defer the repayment of your loan to the following payday, if you request this. You will simply need to pay the interest accrued on the amount borrowed and then the full balance will be due on your following payday. Of course you can also clear part of your loan and defer the remaining balance, in order to decrease the amount to be repaid the following month.

Please note, however, that you should not apply for a payday loan with the intention of using our deferment service, as payday advance loans are designed to be repaid in full on your payday.

An Instant Solution to Temporary Credit Needs

Payday loans no faxing are ideal if you have a temporary and short term need for loans till payday and will easily be able to repay the money when payday comes along.