When you need a bit of extra cash fast, be it to pay for an emergency expense or
to avoid going into your unarranged overdraft on your bank account, a payroll cash advance offers often a good solution
because of the quick and easy application and how soon you can get the money you
need to borrow.
Borrow now and repay on payday
Payroll cash advances are small, short-term cash
loans that work just like getting an advance or sub on your wages, when you
have run out of cash before payday and need a bit of extra
month end money.
Most of us have experienced the situation of being out of cash and needing extra
money to cover expenses before payday, knowing full well we will have the money
when payday finally arrives. Payroll cash advances afford you the opportunity to
get you that cash when you need it, and to then repay it on your payday when your
account has been topped back up.
Borrow only as much as you need
As a new customer you can apply for £80-£400 to tide you over until payday and will
be approved for the amount you are deemed able to repay from your salary. Of course,
you are the best judge of your own affordability and should only apply for a
payday loan if you are confident you’ll be able to repay it, and should only
borrow as much as you know you’ll be able to pay back with interest. Once you have
established a payment record with us you may be eligible for a loan limit increase
up to £800, within affordability bounds.
If you borrowed £80 for 28 days you would repay £100, with an interest rate of 25.0% fixed. 1737.2% APR representative. All loans are subject to status and affordability. Customers must be over 18.
If you only need a relatively small sum of cash for a short period of time a
quick cash loan until payday may be a cost-effective option for you, rather
than taking out a larger, longer term loan and having to pay off interest month
on month. And, if you need cash immediately, an
instant payroll loan could give you just that.
Apply online in minutes
Getting a payroll cash advance is easy – particularly if you get an
online payroll advance loan. As long as you are over 18 years of age, in
full time employment in the UK, earning £750 or more after tax, and your wages are
paid directly into your bank account, which must have a debit card, you can apply.
You simply need to start filling in the online application
form at the top of this page. You will be asked to supply your personal, employment
and banking details (so the payday loan can be paid into your bank account). The
form will take around 4 minutes to complete and you’ll get an approval decision
within seconds.
Get same day cash
Not only do we offer a quick and easy online payroll advance application process,
but we also provide same day cash advances.
We transfer funds every 45 minutes 7 days a week, and the majority of our customers
will have their funds transferred within 45 minutes of their application. However,
subject to status, we may need to verify certain details, which we would do during
our working hours between 08:00 and 19:00 Monday to Friday or 09:00 to 13:00 on Saturdays.
In these cases, providing you apply before 17:00 on a working day you should still get
your money the same day, and if you apply after this you will get it by the next working morning.
So, when it’s fast cash you need and payday is
just too far away, an online payroll cash advance could be your answer.
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