From time to time situations crop up that you simply couldn’t have anticipated and on occasion this might mean that you need access to short term finance quickly and with the least amount of hassle. Most of us have at some point or another experienced a need for urgent car or home repairs, making us short of cash before payday. Quite often it’s simply not possible to wait until payday to get a broken boiler or a faulty cooker fixed. This is where payday lenders come in.

Payday lenders provide short-term finance in the form of payday loans, which work like an advance or sub on your wages to get you the cash you need as soon as you need it, to then be repaid on payday, when your bank account has been topped back up again.

Simple Online Applications

We at Payday Express are an online payday lender, offering you faxless payday loans and a quick and easy application form to fill out on our website, with instant approval decisions.

Like most payday lenders, we require applicants to be aged 18 or more, living and working full time in the UK, with their wages paid directly into a bank account that has a debit card.

All you need to know about our Credit Checks

As a responsible payday lender, and so as to be able to speed up the application process, we carry out a credit check, meaning you will receive an approval decision instantly. Once you repay your loan on time on your payday we will report this to the credit reference agency we use, and we will do so each time you take out and repay one of our payday loans, which could help to rebuild or repair your credit rating. (However, if you don’t repay your loan on time and do not get in touch with us in this regard, we will also report this to the credit reference agency, which could in turn have a negative impact on your credit rating.)

Quick Solution to Short Term Cash Needs

Not only is our application process quick, but so is our payout service. We transfer funds every 45 minutes 7 days a week and in most cases (subject to status) customers will get their money within 45 minutes after submitting their electronic agreement.

So, if you have had your cash flow disrupted this month and you need a quick solution, then you’re in the right place to find a payday lender offering same day payday loans. Apply online now by filling in our simple online application form (starting at the top right of this page).