Here at Payday Express, we understand that your monthly wage does not always stretch
the required lengths. This can be for a variety of reasons, such as receiving unexpected
bills, needing to pay for home or car repairs, or maybe because you just fancy treating
your family. Whatever the reason, if your need for finance is temporary and short
term, our payday loans could be the right answer for
you.
Cash When You Need it
We aim to provide you with the easiest and most efficient way of paying off any
outstanding bills as soon as you get them. So, instead of falling into an unarranged
overdraft situation, where you could be subject to hefty penalties from your bank,
you could apply online for one of our payday loans
in minutes, receive an approval decision then and there and get the cash you need
the very same day you apply.
Competitive Interest Rates
The increase in popularity of pay day loans has
meant that customers have plenty of options available to them. However, at Payday
Express we don’t only offer a quick and easy online application and
same day cash transfer service; we also offer competitive interest rates,
which are often even better than those of other online payday lenders.
We charge an interest rate of 29% for all first loans, with no administration charges, so you simply
pay an interest fee of £29 for every £100 borrowed. If you compared this with a 30
day loan from Wonga, we would come out cheaper. As of January 2012, if you borrowed £100
over a period of 30 days from Wonga you would need to pay more than £36 on top of the
amount borrowed. So, rather than repaying £129 after borrowing £100 with Payday Express,
you’d need to repay £136.72 with Wonga.
Straightforward Eligibility Criteria
To be eligible for a Payday Express payday loan
you simply need to be over 18 years old, living and working full time in the UK,
earning £750 a month or more after tax, and have your wages paid directly into a
bank account that you have a debit card for.
Apply Online Now!
If you meet these criteria and have had an unusually expensive month, then apply
online now for one of our fast cash loans to
help you through until your next payday.
Borrow up to £400 for your first loan and up to £800 (subject to status and earning) once you have established a payment record with Payday Express.
Representative Example
If you borrowed £200 for 28 days you would repay a single payment of £258, with an interest rate of 378% variable per annum. 2670.8% APR representative.
Make expensive bank and overdraft charges a thing of the past with Payday Express
and apply online now by filling in the form at the top right of this page