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  • 3 STEPS
  • First step Choose how much
  • Second step Apply online
  • Third step Get a decision

How much would you like to borrow?


How long do you need it for?

When is your next payday?

You will only be charged interest up until your next payday when your loan is due to be repaid

 + days 
interest per day
 = total to repay

Repayment Summary*

Please ensure you can afford each of the repayments before applying.

Payment Date Instalment Amount
Total repayable:
Total cost of credit

*Calculation is for illustrative purposes only. The actual cost and repayment summary may vary based on affordability and pay dates.

Representative Example: £270 borrowed for 35 days. Annual interest rate of 292% (fixed). Total amount repayable by one repayment of £345.60. Representative 1213% APR.

Warning: Late repayment can cause you serious money problems. For help, go to

Welcome to Payday Express

Select the amount you need and the number of instalments you want to repay over

All loans are subject to status and affordability3

1 to 3 instalments

We charge a daily interest rate of 0.80% per £100 borrowed, which means you will only pay 80p per day for each £100 borrowed.

4 to 5 instalments

We charge a daily interest rate of 0.73% per £100 borrowed, which means you will only pay 73p per day for each £100 borrowed.


Did you know?
97% of our customers would recommend Payday Express to a friend...

Source: Market Research Customer Satisfaction Survey conducted by Auriemma Consulting Group in December 2012


With Payday Express you can apply for a short term loan with our straightforward application form and we will provide you with a lending decision online.

You can apply for a loan from £100 - £1,000³ to be repaid over 1 to 5 Instalments and we could, based upon approval and completion of our online loan documents, provide express delivery of your loan into your account today!²


Customers must be 18+. Terms and Conditions Apply.


Apply Now


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