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About Payday Express

Payday Express is the company trading name for Instant Cash Loans Ltd.

Payday Express has been helping customers with their short-term loan requirements since 1999.

Loans from Payday Express range from £100 - £1,000³ and are used to cover a borrower’s unexpected expenses and cash emergencies. All loans are subject to status and affordability3. We help bridge the gap between paydays and could be a solution to short-term money emergencies.

You can apply online by completing the straightforward application form. We make a lending decision based on the information you provide and our own credit and affordability checks, if all qualifying criteria are met and you complete and execute all our loan documents online the funds may be deposited the same day the application is made.2

Payday Express strives to provide a service that meets customers’ needs reliably and discreetly. Friendly service is offered to ensure clear communication is available throughout the loan process.

If you are looking for a longer term loan then you could visit our sister company Ladder Loans.

Responsible lending

Payday Express is committed to responsible lending and aims to only lend to customers who can afford to repay a loan and who will be using the payday loan for short-term borrowing and not as a long-term financial solution.

Payday Express is a founder member of the Consumer Finance Association (CFA).

Instant Cash Loans Ltd is authorised and regulated by the Financial Conduct Authority.

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Qualys

IMPORTANT! CREDIT IS SUBJECT TO STATUS, AFFORDABILITY AND CREDIT CHECKS – VISIT FREQUENTLY ASKED QUESTIONS? FOR MORE DETAILS.