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The Faster Payments Service delivers a huge improvement to the UK system and has been introduced to reduce payment times between different banks; it makes it possible for funds to be transferred in a few hours, instead of taking up to three working days to clear, providing the bank accepts Faster Payments.
This means you could have your loan in your account the same day you apply2, even if it’s the weekend. This is subject to final checks (or next working day if application is received after 3pm for some new customers). This is a free service which we provide to all our customers.
Don’t worry if your bank doesn’t accept Faster Payments as your payment will be made to you through existing mechanisms for electronic payments, this is known as BACS payments. BACS isn’t as quick as Faster Payments but you can expect to receive the funds in your bank within three working days.