If you have any questions about the pre-contractual information or the loan agreement, you can contact us by calling 0800 652 4661¹
Subject to status and affordability:
Payday Express charges a daily interest rate of 0.80% per £100 borrowed, which means you will only pay 80p per day for each £100 borrowed.
If you require a loan for more than £1,000³ then you could visit our sister company Ladder Loans.
The repayment process is designed to be as straight forward as possible. On the previously agreed date of your payday we take the agreed sum from your bank account using the authority you provided us with on your debit card when signing the loan agreement. We can also use this authority to make further attempts to obtain the repayment due (in whole) on subsequent dates if there are insufficient funds in your account on your repayment date. Full details of how we will use this authority are set out in our pre-contract information and the loan agreement.
You just need to keep us advised of any changes to your circumstances.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
You may cancel this authority with us at any time by calling us on 0800 652 4661¹, by emailing us at firstname.lastname@example.org or by writing to Payday Express, 4th Floor, Northside House, 69 Tweedy Road, Bromley, Kent, BR1 3WA. Please note that you need to contact us by close of business on the day before your payment is due to ensure that we have time to process your request before the payment is due to be taken.
If you choose to cancel this authority, you will still owe the full balance and any interest on your account and must provide us with an alternative repayment method to ensure your account does not go in to default.
Payday Express is a member of the Consumer Finance Association.
†Occasionally we will be unable to confirm all details automatically. Should this be the case we may ask you to provide further documentation to complete your application.